Heat Pumps


Need a new cooling and heating system?


A heat pump does it all. It’s the most energy-efficient and economical way to keep your home comfortable year-round.


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Benefits of a Heat Pump

Piggy Bank Piggy Bank

Energy Efficient

Heat pumps move air from one place to another saving your home on energy use.

2-in-1 HVAC System

Heat pumps cool and heat your home, saving you from needing an air conditioner and a furnace.
Air Air

Improved Air Quality

Heat pumps move outside air and transfer it inside, improving the air quality inside your home.
Heat pump Heat pump

Operates Quietly

The compressor is placed outside, making a lot less noise inside compared to traditional HVAC systems.

Looking for ways to save?

Get a $100 rebate when you install a smart thermostat in your home. Not only will you save time and energy, you’ll save money too.

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How does a heat pump work?

Heat pumps utilize electricity to move heat from a cool space to a warm space, making the cool space cooler and warm space warmer. Even in cold air, heat energy is present so when it’s cold outside, a heat pump takes the heat in the outside air and transfers it inside, warming your home. During warmer weather, it reverses direction, acting like an air conditioner, to remove heat from your home.


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What to consider when choosing a heat pump:


  1. Size: Select the right size for your home. If a heat pump is undersized or oversized, it will not heat or cool your home effectively.
  2. Fuel source: Since there is no danger of combustible gases or toxic emissions with an electric heat pump, they do a better job at keeping indoor air clean, healthy and free of toxins.
  3.  Energy efficiency: Maximize energy savings and help the environment when you select an ENERGY STAR® rated electric heat pump.
  4. Seasonal Energy Efficiency Ratio (SEER): Air-source and dual-fuel systems measure cooling efficiency by SEER. The federal minimum standard for new homes in the Southeast is 14 SEER.
  5. Two-speed compressors: These compressors allow the heat pump to operate close to the heating or cooling capacity at any moment, saving energy and reducing compressor wear.
  6. Variable-speed or dual-speed motors: Variable-speed fans attempt to keep air moving at a comfortable velocity, minimizing cooling drafts and maximizing energy savings.
  7. Desuperheater: The desuperheater recovers waste heat from the cooling mode and utilizes it to heat water. 


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From heating and cooling system replacements and upgrades to generators to weather-proofing, Smart Financing offers fast, affordable options for your next home energy project.

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Types of Heat Pump




The most common type of electric heat pump, the air-source uses an outdoor unit to transfer heat between your house and the outside air.




Geothermal heat pumps use the near-constant temperature of the earth for its heat source. This system uses special water piping and earth to transfer heat.



Dual-fuel (piggyback)

If your home has a relatively new gas or propane furnace, the dual-fuel heat pump may be a better choice than simply replacing your old air conditioner.


Did you know?

Heating and cooling is the largest energy expense for your home and can account for as much as 50 percent of your energy bill.

Heat pump over 10 years old?

It may be time for a new one. Based on the manufacturer’s suggested service life, the life expectancy for an average heat pump is 10 to 15 years.