Severe weather is part of life in Alabama. Whether a storm is in the forecast or you're preparing ahead of time, find the information you need to help keep you, your family and your home safe.
A little preparation can make a big difference. Make a plan, gather the essentials and know what to do before severe weather arrives.
Storms don’t always affect us at the most convenient time. You may be at work, or your kids may be at school when the weather starts to deteriorate. Prepare your vehicle now in case you find yourself stuck in the middle of severe or icy conditions.
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NOTE: Flood damage requires separate coverage and is not covered under other insurance programs.
The storm may be over, but some hazards can remain. Know what to watch for as you check your home and property and get back to your normal routine.
If you see a downed power line, always assume it is live and dangerous. Stay far away and keep children and pets away, too.
If someone or something is caught in downed lines, do not try to help or remove it yourself. Call 911 immediately.
To report a downed power line, call us at 1-800-888-2726 or contact your local police or fire department.
Different types of severe weather call for different precautions. Learn what to watch for and the steps you can take to stay safe.
Most common: June-November
You don't have to live on the coast to feel the effects of a hurricane. Strong winds, heavy rain, flooding and power outages can reach communities well inland. Making a plan ahead of time can help you act quickly if severe weather heads your way.
Knowing the following terms will help you better prepare for a hurricane.
How to stay safe before and after a hurricane
Most common: March-May
Tornadoes can develop quickly and with little warning. Know where you'll take shelter before severe weather arrives – and make sure everyone in your household knows the plan.
TORNADO WATCH – Alerts the public to the fact that conditions are favorable for a tornado.
TORNADO WARNING – Alerts the public to an immediate danger of a tornado.
Most common: December-February
Snow and ice may not happen often in Alabama, but when they do, they can make roads dangerous and cause power outages. A little preparation can help you stay safe and comfortable until conditions improve.
Knowing the following terms will help you better prepare for when a winter storm does happen.
Let's work together to keep your costs manageable during the colder months.
Learn MorePossible: Year-round.
Flooding can develop quickly after heavy rain, sometimes with little warning. Know when to stay put, when to move to higher ground and how to stay safe if you encounter flooded roads.
FLOOD/FLASH FLOOD WATCH – Alerts the public to rain that could cause flash flooding. Be prepared for floods.
FLOOD/FLASH FLOOD WARNING – Alerts the public to flash flooding that is happening or about to happen. Move to safe ground immediately.
Listen for flood warnings; move to higher ground if needed.
Never walk or drive through floodwaters – depth and currents can be deceptive.
Abandon stalled vehicles and seek higher ground.
Be especially cautious at night when dangers are harder to see.
Keep an emergency kit in your vehicle in case of flooding.
Most common: Spring and summer
Thunderstorms are a familiar part of life in Alabama, but even an ordinary storm can bring lightning, strong winds, hail and heavy rain. A few simple precautions can help you and your family stay safe.
SEVERE THUNDERSTORM WATCHES – Alerts the public to when and where severe thunderstorms are likely to occur.
SEVERE THUNDERSTORM WARNINGS – Alerts the public to storms reported by spotters or appearing on radar.